Here are some tips that will helps you manage your budget and add to savings..

1.Create your monthly budget

You are most likely going to spend more then necessary if you do have a pre-planned monthly budget.Keep a clear record of your earning and spending habits, and plan budget accordingly.In my case,i do not have a pre planned budget but i have a fixed amount of cash in my wallet that i put at the start of the week allowing me to keep track of my expenses easily.

There is no doubt that credit and debit offer you an easy way to make payment. However, using cash will help prevent spending more as you will budget accordingly. You will also be protecting yourself from potential credit card theft and other fraudulent activities.

2. Get a piggy bank

It may seem