Personal Finance
My Financial and Expense Report (2018)
By Miss Niao's Financial Journey (and other random stuff)  •  January 14, 2019
Many of my friends around me think that I have this secret obsession with money. They know that I track my expenses on a daily basis and can never understand how I can bring out the time to do so. The reason is simple – I make it a priority in my life to achieve financial independence, and there is no other (better) way I know to achieve that – by reducing my expenses and increasing my income. And the only way that I can reduce my expenses is to know what I’ve been spending my money on. I don’t want any of that precious stuff to go to waste. Everyone does their budgeting in their own way. The ultimate goal for me is to save as much as I can, without sacrificing some of the values I have in life. Being able to save, really, is one of the...
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By Miss Niao's Financial Journey (and other random stuff)
10 facts about me! I love point forms, they are so easy for the mind to digest. 1) I’m 27 this year. 2) I’m an Electrical Engineer! (you can trust me :p) 3) My blog’s link is Miss Niao because BF always says that I’m a penny pincher. I would prefer that I be addressed as “financially savvy” ...
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