Total - S$3,424.04 Happy New Year 2019! Massive expenses month to kick off the new year. Largest expenditure category was Vacations. Spent a little more than a week in Thailand with my entire family this month, and went a bit over the top with the requisite complementary expenses such as alcohol over there and the duty free shop. Speaking of which, the duty free shop at the Airport isn't exactly that cheap... I can find better duty paid prices in local stores, which is surprising actually. Anyhow, a large majority of the expenses of this category was contributed by a return air ticket to the USA. Will be heading there for a month and a half in the middle part of the year, and I managed to snag a decent airfare with a sweet top tier Asian airline at c. S$1,150. That was a good steal. Second largest category was "Eating Out"....