February is the month where we celebrated Chinese New Year and our birthdays – both Kate and I are born in the same month. We did a gift exchange based on our personal wish list and had a simple celebration with our families. This is the 11th year we have been celebrating our birthdays together and we look forward to many good years ahead!
Since the COE has been hovering on the lower tail end, for the past few months, we have been toying the idea of getting a car. Ultimately, we still have not made the move to purchase. Despite a lower COE, the cost of car ownership in Singapore is still rather significant, and especially so if you
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