Saving & Spending
Expenses – April 2019
By KPO and CZM  •  June 6, 2019
I blogged about our BTO HDB Key Collection & Door Opening Ceremony and it caused our expenses for the month to shoot up significantly.

Current Profile: 29 years couple who got married recently but staying separately with our own parents while waiting for the BTO project to be completed this year.

Our total expenses were $30,027.34! The breakdown would be as follows:


KPO Expense Fund (our common fund): $1,023.73
KPO: $16,071.79
CZM: $12,931.82
See! Watson again. lol.

House


Both the Loan (the next 5% downpayment) and Home Protection Scheme (HPS) were paid using our CPF OA as well as the town council Service & Conservancy Charges (S&CC) charge using NETS when we collected our keys.

Bought some packet drinks and bottled water for the contractors.

Parents
$1,360 - This is the total amount we are giving to our parents as allowance.

$1,173 - My dad's MediShield and hospitalization premium deducted from my CPF MA. This has reduced (compared to $2,232 - Expenses - April

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By KPO and CZM
I am Ong and my fiancee (Chan Zui Mao a.k.a CMZ) calls me a Kiam Pok (i.e. stingy/thrifty depending on how you look at it). Hence, the nickname KPO (Kiam Pok Ong). We have decided to name the blog KPO because I have proposed to CMZ successfully and she is officially a KPO too. The purpose of the blog is to list down all the money-saving tips, our investment/journey to financial freedom and to document my life with CZM.
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