Most coffeeshop conversations about the Central Provident Fund (CPF) are laiden with negative vibes.

This is even more apparent when it icomes close to the general elections date.

With the advancement of social media and messaging apps like WhatsApp, inaccurate information can spread like wildfire with little validation and consequences.

I chanced upon one of those “fake news” on social media:

” Everybody please note that when we kick the bucket, all our balanced CPF money will not be automatically deposited into our nominated Next-of-kin’s bank account in cash.

CPF board will instead send all your balanced CPF money to your nominated Next-of-kin CPF Medisave Account.”


Having experienced the process of doing so recently, we got to the bottom of this.

What really happens to your loved ones’ CPF after they passed away?