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How far from a ‘new worse’?
By Rainbow Coin  •  August 9, 2019
Is this a phase of consolidation before coming to a waterfall? This month did not start well with Trump's new tariff slap on China. Just as I was gloating over a 12% gain on my Capitaland's shares, the gain has quickly plummeted by more than half in the blink of an eye before I could react.  Obviously I didn't learn my lesson too well. My Equity portfolio on the whole is still afloat. Generally speaking, if one uses the war chest to buy good dividend stocks during sales (that's why I say market timing matters), one's portfolio would have a higher margin of safety to weather a market downturn.

Are we at a market downturn? Probably no where near signs of waterfall yet... (although by the time we catch sight of it, it might be too late to react).

Let us take a brief glance at the highest to...
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By Rainbow Coin
I began exploring the financial world in year 2010, hoping to get out of the rat race and be financially independent. 2010 was the aftermath period of the Lehman crisis when a pretty shaken up market was struggling to recover. On hindsight, that was the perfect time to catch multi-bagger stocks should I be a veteran or at least had some basic knowledge of picking up 'gems'. My learning curve was steep then, as I have absolutely no friends or relative who could shed some light on what's investing about.
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