Brilliant credit cards have a few things in common – they are easy to use, applicable everyday and give consumers the power to choose. With that in mind, I officially declare my new favourite everyday credit card – the UOB One Card.

Switching from CIMB Visa Signature

Many good things do not last long. After CIMB changed the terms and conditions of their generous 10% cashback Visa Signature card in July, which made me a happy camper for four months – receiving a total of almost $500 worth of cashback from them also thanks to their signup bonus – I have been struggling to find a replacement card that offered a similar level of rewards for my spending habits.

What I liked about the CIMB Visa Signature was that it had been offering a whooping 10% cashback for online, contactless, groceries and F&B spend, up to a cap of $100 per