Personal Finance
Is the StanChart Unlimited$aver and Unlimited Card with 5% cashback worth it?
By WhatCard Blog  •  August 26, 2019

A credit card with 5% cashback on all spend, with no minimum spending.

My eyes popped out at one of the largest percentage cashback Singapore has ever seen. Is this for real? For general spending and no cashback cap as well!

After rubbing my eyes for a bit and reading the terms and conditions, reality struck me. I was again a victim of marketing, and it seems like there are only certain situations where this credit card strategy was worth it. I would say that the UnlimitedCombo (Unlimited credit card and Unlimited$aver account) is probably most similar to DBS Multiplier.

If you are making a salary credit of at least $2k and just randomly buy a hot fudge sundae from McDonalds with your DBS Woman’s World Card, you will be earning 1.55% interest on that account. On an account with cash balance of $100k, this is $1.55k/year or

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By WhatCard Blog
WhatCard was created by a group of credit card and personal finance enthusiasts with a simple mission - how can we build something that will help each person get the most value out of their credit card spending.
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