Did you know that you are leaving money on table by being loyal and charging your lifestyle expenses to the one or two credit cards in your wallet? In this competitive world today, banks are (literally) fighting for a share of your wallet. So, if you are not actively in the market signing up for new credit cards on offer, you could miss the opportunity to receive welcome gifts worth hundreds of dollars!

We are writing this post to share with you how you can take advantage of some of these promotions today by following a few simple steps. Best of all, the following cards have a first year (or longer) waiver, so there is no cost to you in signing up and cancelling the card within the first year!

Here’s how you do it:

Step 1: Check if you have any Amex Krisflyer cards. If yes,