As per some recent blog posts, these are for re-organising my thoughts for myself, for self-reflection and to hold myself accountable for events that has transpired in recent years.
Feel free to comment and point me out.
Thanks uncle cw88 for reminding me to think of lessons learned.
******
Quite some years ago, I decided not to track all my expenses, and just spend as I want to. I have already lost count of the number of years, but for me, at least I made sure I spend only what I have and paid up all credit card bills every month (credit card for ease of purchase and discounts). Nothing on debt.
One of the main thing that was nagging me on my mind, was my rate of growth of my networth. In the early years, the growth rate was rather good, but as I checked my portfolio recently, I realised I had not had
...
