One of my students gave me a very meaningful gift last weekend along with a touching hand-written note. Perhaps I share a little bit of background of this gift while keeping the student's identity secret. My student is, objectively, a very successful man by local standards - richer and way more successful than me  to he point whereby I asked him whether he has a class that I can attend. He attained his wealth the hard way without family support and is much younger than me. You might want to ask why he would even bother attending my investment class. I will only say that his wealth was made through illiquid investments and he wants to pick up some DIY investing skills to avoid the hassle of dealing with them. Privately, I told him that my course cannot address his biggest issue, which is transmitting the right values to his children and then,...