This week the government announced higher CPF grants and a raised income ceiling for first-time HDB buyers. More citizens are now eligible to buy new BTO flats or resale HDB flats.

A recent advertisement from the CPF Board is seen at MRT platforms with a headline that reads,

“In 2018, nearly one million Singaporeans used CPF for their housing and found what really sparks joy.”

Did you remember the joy you had when you bought your first HDB flat?

Are you happy that you can use your CPF money to pay off your home loan?

Is owning your home increases life satisfaction or creates more stress in your everyday life?

Have you been grateful or upset when the value of your home rise or drop at a certain time?

Will you worry about aging, depreciation and the expiring lease of your home one day?

Are you concerned about money being