If you like low risk investment or even those with no risk, your expectation of returns should be lowered. Some alternative methods to get some interest would be by accounts such as the DBS multiplier or the OCBC 360 account which should be explored. These accounts do have terms and conditions to fulfil thought and they can change the interest rates easily. But let's say you've done them already or you don't like them and are ready to get invested, these are 3 possible options.

3y Endowment plans into the NEW Singlife Endowment Series 4

Below is a snapshot of Singlife Endowment Series 4 options. 3years plan gives you 2.25%p.a and 5years plan gives 2.38%p.a. If you don't know, SingLife is a new insurer with a BBB credit rating. However, your investment into the endowment will be guaranteed by...