I've not been blogging for quite some time again. Pardon me for going missing as life gets busy with more projects at work, preparing for wedding, renovation for new house next year and the hustle and bustle of life. Sometimes I've not been able to sleep well and even during holidays my mind can't feel rested.

In view of the busyness of life, I've set a goal earlier this year to create more passive income instead of active income. I realised time is limited and its impossible for me to create any more active income. Despite not much time spent on stocks investing this year, dividends still come in regularly. This is passive income in the making. The good thing is dividends help to boost my savings quite significantly.

Financial planning for financial freedom can be complicated and a daunting task for many who look to get out of the rat race.

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