Personal Finance
Optional Component Scheme: Should You Opt In? [Checklist Included]
By Seedly  •  November 14, 2019

If you’re planning to buy a new HDB BTO flat, say during the November BTO Sales Launch, you’ll eventually need to decide whether you wish to opt-in for the Optional Component Scheme (OCS) or not.

It’s pretty much a cost-effective way to get your home ready with the essential finishes and fittings it needs so that you can move in immediately after collecting your keys.

But is the OCS worth it?

Should you opt-in for the OCS?

How much will the OCS cost me?

Here at Seedly, we’re all about making smarter financial decisions.

So as always…

I gotchu fam.

TL;DR: Is The Optional Component Scheme Really Worth It?

Here’s a checklist to go through before deciding if you should go for the OCS:

Have you considered the lifestyle of you and your occupiers? Do you plan to live in the flat for the long term, or do you plan...
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By Seedly
Launched in 2016, Seedly helps users make smarter financial decisions with its budgeting app which allows its 40,000 users to sync up their financial accounts and better manage their cash-flow. Last year, we introduced a new community feature which allows users to crowdsource knowledge from peers before making a financial decision.
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