Personal Finance
My Personal Finance Journey
By Theory of Constraints  •  December 4, 2019
Recollection time! Looking back, it has been 2 years since I started taking a serious re-look at my own personal finance, 2 full months since I started writing. PHASE I: SAVING I started really saving just months prior to the birth of my child. Most of us (if I could safely say to a certain degree) save for a specific purpose or objective. And most of the time, this goals were short-term ones. Long term objectives like planning for retirement sounded “airy-fairy”. So parents and would-be parents know that prenatal care and delivery cost is not cheap. Delivery costs starts from mid- $2,000 to $4,000 excluding doctor’s professional fees and non-standard services. After baby is born, I targeted the essential needs like food (formula milk), health (medical checks and insurance), care-giving (confinement nanny and infantcare) and possibly others which I can’t recall now. I was cutting expenses...
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By Theory of Constraints
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