In just 1 weeks time, 2019 will come to an end and we will welcome a new year 2020. I have still been tracking my income and expenses on a monthly basis so I thought its good to do a self check on my financial health as the year comes to an end.

Over the years, my expenses have gone up as I decided to relax the tight budget which I used to keep back in 2015. In 2016, I wrote a post titled "The day I stopped tracking my daily expenses". Of course after that decision, my expenses started to go up and has almost tripled from 2015 to 2019.

Here's an overview of my expenses for the last 5 years:


In case you're wondering, in 2019, my expenses came up to be almost $23,000. I'm not sure if mine is considered high or low expenses in Singapore but to me this...