There are people who think that CPF is not real money. Therefore, the interest earned by CPF savings is just a lot of smoke. Well, I think the people saying that are the ones who are producing lots of smoke. Cough, cough. Don't stand too close to these people. Breathing in second hand smoke is more hazardous to our health than smoking ourselves. If these people stop being emotional and think rationally instead, they will stop misleading themselves. What is worse than being misled by others? Yes, it is misleading ourselves. If our CPF savings is not real money, would we be able to use the money to pay for H&S insurance? Are insurance companies stupid? If our CPF savings is not real money, would we be able to use the money to pay for our homes. Are property developers stupid? Now, interest income is not only income, it is passive income! Passive income is money we make even while we are sleeping!...