Last month of the year and also the month when spending will increase due to the amount of gifts that needs to be prepared and the constant devil that tells you to reward yourself after a tough year. HAHA

My expenses did increase in Dec and because I will be going to Taiwan soon in Jan 2020 so air tickets and accommodations have to be paid in advance.


In Dec, I did my first purchase through FSMone ETF RSP by buying 61 units of SPDR STI ETF at a price of $3.248

I switched over to FSMone as there are more options and commission is also affordable.

Read more: Switching from POSB Invest Saver to FSMone ETF RSP

Dividends:

December was quite a nice month, with dividends from Far East Hospitality, First REIT and Tai Sin Electric. The payout was $19, $22 and $35 respectively.

As I have a RSP for the index portfolio...