This article is a guest contribution and originally appeared from Whatcard blog

WhatCard was created by a group of credit card and personal finance enthusiasts with a simple mission – how can we build something that will help each person get the most value out of their credit card spending.

A month back, DBS announced that they were launching their own robo-advisory platform . I signed up as a beta tester in order to give readers of WhatCard a quick review of the tool.

Before diving into the review proper, I just wanted to share our “house”’s philosophy on robo-advisors; unlike other personal finance sites, we believe that the way to determine a top quality robo-advisors is not by the lowest platform / management fee charged to users, but by the robo-advised portfolio’s track record in re-balancing the portfolio. As many such robo-advisors have only sprung up in the