Personal Finance
Major Cash Outflows for January 2020
By Turtle_Investor  •  January 21, 2020
From a personal and family cash outflow perspective, this January should be one of the highest I foresee as compared to the remaining of year 2020.

Seeing the RED numbers, my old Turtle heart also cannot take it, you all see yourself lah ......
1) 2 x Huawei P30 ProBought these pre-loved / used phones (slightly less than 10 months old with 14 months of warranty left from Huawei) from Carousell sellers for myself and my Turtle wife to replace our Huawei Nova 3I phone that we bought in 2018.
Nova 3i (a low budget mid-tier model of Huawei) is a very reliable phone and had served us well for the past 1.5 to 2 years. 
Reason why we choose a higher spec model of P30 Pro is due to the higher definition of their in-built camera for our upcoming trips to Melbourne, Thailand and Malaysia (road trips) that we had lined up for...
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By Turtle_Investor
Old Turtle is 36 years old (as of 2019) DYI investor (married with 1 Turtle wife and 2 little Turtles) whom started my personal investing journey since 2006 with the main purpose of beating inflation and generating passive income for retirement.
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