Saving & Spending
Expenses – December 2019
By 35 is the defining age  •  January 24, 2020
Total - S$2,295.33 Total expenses for the month came up to S$2,295.33, which was surprisingly low for December. Gifts was the largest expense, largely attributed to my attendance at a wedding right across the border as a groomsman for one of my buddies, and various Christmas / birthday gifts across the month. The second largest category was Vacation Expenses, which was mainly attributed to across the border spending for the aforementioned wedding, given it was a mini vacation of some sorts for my partner and I. Eating Out was the third largest category - there is only so much one can say about this. But this category was relatively lower in December compared to other months, as I spent a week on retreat across the border. So I've spent about 57.3% of my budgeted expenses this month, which ain't too bad, and well within budget. That being said, I expect to spend more in January 2020...
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By 35 is the defining age
Picked up "The Intelligent Investor" by Benjamin Graham back when I was serving my national service when I was 18 years of age - that chapter on Mr Market was mind-blowing and opened up a whole new paradigm of investing that that shaped my investment thought process since.
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