Many people say that kids are one of the largest expenses you can have. I have 3 kids, and this is how much I spend on them per month.

1. ChildcareI am not ready to engage any domestic helper. Hence, while I am at work, the childcare centre will help me engage my kids. There are many reasons why I didn't opt for a domestic helper, but perhaps that will be in another post. My youngest is in infant care, and my two others are in childcare. After government subsidy, this come to a whooping $1,800 ($800 for infant care, and $500 each for childcare).

There are occasional outings at the childcare centre. I only let my eldest go, as I feel kids before the age of 3 are unable to appreciate or remember where they have been to. These excursions average $20 per month (so are more expensive like watching a...