My daughter has begun her savings and investment journey ever since she was born. To date, the amount isn’t much but it goes a long way. Why Investing early matters? The investment horizon of an average adult is roughly 40 years — from the time you enter the working society at age 25 till you possibly retire at age 65. Many less savvy ones actually start off much later, either due to circumstances or not understanding the importance of wealth building. Personally, I started off late at 34, and that leaves me with just a good 30-ish odd years.

For my daughter, starting off the right footing early means she has a long timeframe of at least 60 years. An earlier headstart of 25 years work wonders, as the beauty of compound interest will show.

Syfe, one of the 11 robo-advisors or digital wealth manager in Singapore, has reached