If you have been reading my blog for some time, you will know that I like the CPF system.

For the common folks in Singapore, the CPF is our cornerstone in retirement funding.

In fact, I even said that the CPF can be our best friend in our golden years if we nurture the friendship.

However, if we wish to retire early like I have, simply nurturing our friendship with CPF is insufficient since we cannot utilise the savings until we are at least 55 years of age.

Even at 55, we might want to give the magic of compound interest more time to grow our CPF savings before we draw on the account so that our savings can last longer.

The CPF is really our ultimate personal financial safety net.

To be able to retire earlier, however, we will need to have a stream of meaningful passive income that will pay for all our needs and wants in life.

This is where investing for income comes in.