I last came out with such a portfolio about 4-5years ago. That time, i used an amount of about $10k.

This time I decide to increase the amount, to make the amount of dividends received more meaningful to people who depend on this.

I put myself in the shoes of a retiree who is not working and thus will need to depend on the dividend income for day to day use. Importantly, I don’t want to outlive my portfolio.

This will also assume that I have in addition a sum of rainy day funds as I am not prepared to liquidate any of this portfolio, cos if i do, then the likelihood of me needing to return back to work increases.

So my portfolio will consist mostly of names which are well known and unlikely to go bust anytime in my lifetime and the income flow will expect to rise with time, to help

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