The two biggest goals for me this year relate to both financial and self investing. I’ve decided that being intentional about investing will be a multi-pronged approach: Financial Investments Cutting down on expenses Increasing income Doing more financial research and analyses Investments in Self Taking good care of my health Overcoming procrastinations in professional certifications Reading more Cutting down expenses is interesting because it challenges both the mental and physical aspect of life. Physically, because it naturally means buying lesser stuff. Mentally, because we need to learn how to live with less. Luckily for me, I’m by default not a big spender, and I’m able to adapt to changes relatively easily. That being said, while looking through my expenses and credit card statements over the last year, I identified quite a few ‘fatty’ areas where more trimming could be done. One of the biggest changes...