With stocks suffering the worst week since the financial crisis, it may be time to start rebalancing our portfolios or invest some spare cash.

If you are thinking of selling off, you are probably too late already as mentioned in my previous blog post. So, stay strong and hold your position.

S&P 500, Dow Jones Industrial Average & Nasdaq for the past week

For those of us who yet to embark on their investing endeavours and are considering, this presents a good opportunity to start.

Really? Start investing when the markets are plunging?

Yes, because you can expect higher returns if you start at lower prices. When you are investing for the long run 10-20+ years, it matters less if your portfolio