CPF remains as one of my several retirement tools that I am closely watching and building up towards my retirement planning 30 years from now — a move that I am confident in not fallling between the cracks during my retirement. Mr Loo’s concept of 4M65 or 4 Million dollars accumulated as a couple at age 65 is a very interesting proposition, which he will illustrate in his subsequent articles. At $2M per individual, an average but comfortable retirement lifestyle is still possible even if you take into account inflation — you wouldn’t be living in pure luxury, but you wouldn’t starve either. Of course in today’s dollar value is 4M65, we can ignore the argument on the numbers and future value of money, but agree on the concept. I will probably have a go at mapping out my child’s journey, who has a longer timeframe from birth. Moreover, this...