You would likely have seen 1M65 if you are following up on personal finance posts/blogs.If this concept is new to you, you can watch a video here:

At around 30 years old, both husband and wife puts $130,000 each into their CPF SA and MA. The prevailing CPF SA and MA interest rate of 4% compounded over time will grow the couple’s combined CPF balances to over $1 million when they retire at 65 years old.

I was really intrigued by his latest post that I decided to do my own calculation. Given my laziness and constant daydreaming to not work, I really wish to retire at age 50. That's ~20 years more (yes yes, I am very old liao), which is why I'm aiming for 1M50. Am I on track? It seems to be so. With my past 5 year efforts to pump $7k/year into SA and one time top-up to MA (psst, I will hit BHS this year), my SA and MA now stands at $125k....