Personal Finance
Life and personal finance in their Essence
By Theory of Constraints  •  March 4, 2020
Life, indeed, is short. 83.2 years — this is how long the average Singaporean expect to be on Earth, for year 2018. 83.2 years to leave a legacy, 65 years till retirement, 20 years to reach early adulthood, 12 years to end off the fun of a childhood. We don’t actually realise how short life is, till we take the time to map out each stage of life. The phrase “it is never too late to try” is half a lie — it is not impossible but highly risky as well. Once you have passed a certain stage of life, you have “lost” the lower cost of opportunity to have done it in your younger days instead. Yes, there are people who have made it latter it life, but these are the exception rather than the norm. A mid-life person with a family and commitments is not...
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By Theory of Constraints
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