And so our market and along with all major global stock market took a deep dive of -4.25% in STI on this faithful day 09/03/2020 Monday due to COVID19 virus and oil price crash. This kind of black swan event doesnt come everyday. I doesnt feel the pain during SARS 2003 and Lehman Bro 2008 as at that time I wasnt heavily invested. But this time round, I can feel the pinch as I see the huge paper loss that happened in just one day. But yesterday also got me excited as I see many good buys which you doesnt see it in your everyday life. Bank stocks and blue chips started to appear in the 5% to 6% dividend yield. REITs were even better as they are in the 7% to 8% range. Investors always say that they are waiting for that opportunity to buy cheap when the price is low or when there's a bear market. But when the opportunity comes they froze in fear and didnt take action to buy....