"Your blog is growing grass!" a reader J exclaimed over a Whatsapp chat as we exchanged updates on latest developments on the Covid-19. Sheepishly, I gave a weak excuse and later admitted that I have been lazy.

Indeed, my regular interactions have been reduced to just 2 small chat groups with some of my closest investor friends. Late February, the market caught many off guard as many are not sure what to make of the market tanking in our blank faces. Some bought in thinking it would rise back up as previous times last year.

Of course, this time is different. The crash finally arrived.

The tl;dr 5 min summary:

1. Background: This February-March 2020 market crash is probably the worst we've had in recorded history. It has been waiting to happen for sometime. In the Covid-19 pandemic and Oil price war, we've finally met the triggers that sparked the downward spiral. I do...