Congratulations! If you are reading this, you are about to embark on one of the major milestones of #Adulting; getting your own home.

But as with all other major milestones of #Adulting, there are big stakes in this game.

Buying a home is a major responsibility and it is important to know what you are really getting into.

Source: Kim’s Kim’s Convenience | Giphy

A major part of this are the costs involved.

You will need to consider what type of HDB flat you can really afford.

For those who are buying a HDB flat for the first time, there are many HDB grants available if you are looking to buy either a Build-to-Order (BTO) or resale flat or a HDB Executive Condominium (EC)

Next you will need to decide whether a bank loan or HDB loan is better for you.

But first, here is a list of