Well obviously not me since most readers know I am still working. I am not going to be that financial influencer who touts the virtues of retiring early, only to buffer their anxiety with blog income on the side.
One of the key risks that I bring up frequently (in my Retirement Planning Series) when it comes to planning for financial independence, is the challenge of the sequence of return risks.
In a previous article, I explained the problem of sequence of return risk and what are some of the common approaches to tackle this problem.
This post is more of a retirement, financial thought experiment now that we entered challenging market conditions. This March has been one of the longest March. A few markets are down -30%. The last few days we have a +20% bull rally.
This is probably a nasty sequence a retiree would
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