I keep track of my expenses to see how far along I am towards financial freedom. It’s a good exercise to see if I’m living within my means and saving enough.

My wife and I split costs for big items, but I do still pay for dinner and expenses when we go out. My wife likes to feel taken care of, so I try to do my part.

I only count cash expenses. Some expenses like the home loan and childcare, are taken out from our Central Provident Fund (CPF) and Child Development Accounts (CDA).

Without further ado, let’s get into it. Arranged from biggest expenses to lowest.

Groceries $600 For 3 adults and 1 child. Nothing special here. We mostly shop at the neighbourhood Sheng Shiong. I used to order online for the heavier items, but its close to impossible to find a delivery slot now
Helper $500 My helper’s
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