Besides buying aggressively on our own portfolio – Portfolio – March 2020, I have also made additional contributions ($250 on 12 March and $500 on 18 March) to both Endowus and StashAway. I was even considering investing my CPF OA using Endowus but before a decision was made, the market has sort of recovered and I dropped the idea. Let’s see how that goes.
Goal type: General wealth accumulation
Risk tolerance: Maximise returns (loss tolerance -60%)
Monthly investment using SRS: $250
There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ.