It was around 2012 or 2013 that I first encounter this thing called financial independence. What I learn to open my eyes to the possibility that maybe I have an option to spending the next 30 years of my life working.

One of the first things was to figure out: How much is enough? How much do we need to be financially independent?

I realize that even if I have worked out the amount I needed to be financially independent, I am not entirely sure if I have understood all the assumptions and have not missed out on anything big.

I wrote a post explaining to people how to derive the amount of wealth they need to be financially independent.

It was very much based on a dividend investing model.

Today, I deleted that entire 4,000-word post and re-wrote it.

Don’t get me wrong, it is not that the dividend