The stock markets are in the red right now. Especially if you invested sometime in January or February 2020. Back in late February 2020, I had put in $13,250 into a robo-advisor with 100% allocation into equities (FYI: equities = stock market). As of 23 March 2020, it was worth $10,465 (it’s since recovered a little). Here, let me show you. (Down 22.7%. Oof. And I think it’ll stay that way for a while.) That’s fine, to be honest. I’ve slowly built up holding power over the years. And I have absolute faith that a globally diversified portfolio of index funds and exchange-traded funds — which many other robo-advisors also invest in — will rise up in the long term. What’s NOT fine though, are your misconceptions about robo-advisors. But it’s okay, we are here to help you with that. Robo-Advisors Might Be Simple to Invest With, but They’re...