Okay, you are PES E9. You are probably a clerk. In fact, this article should be relatable for the stay out PES unfit personnel. You don’t have a cookhouse or have accommodation. But don’t worry, this is how you can nail your finances as an NSF.

TLDR

• 3 aspects: Savings, Expenditure, Investment
• Eat-in camp, go for the bang for your buck option
• Calculate your daily transport fee and consider purchasing a concession card
• Consider a Regular Savings Plan for investment

Background

Personally, I am a PES E9 clerk. I am a stay out personnel. Every time I tell my friends about my life, they tend to feel jealous and I tend to feel left out. So, I prefer not to talk much about our army life, though it is inevitable.