Expenses continue to be incurred and so, miles will continue to be earned – regardless of whether we’re working from home or not. The miles counter has moved up by a modest 5,000 which I consider as slow and steady progress.

The main reason for the slow rate of accumulation is due to the crazy cash 10% rebate offers I have been getting on my other cards. Despite having Grab Wallet top-up being excluded from cash rebate, regular Grab transactions still get me 10% rebate on the UOB One credit card. Crypto.com MCO Visa debit card gets me flat 10% rebates on selected grocery and food deliveries as well.

Miles Stash : April 2020 (Month #42)

My current miles stash looks like this –

KrisFlyer : 106,456
: 85,605 (85,605 Citi Miles)
Citi : 15,040 (37,600 Citi Points)
DBS : 4,030 (2,015 DBS Points)
UOB : 8,118 (4,059 UNI$)
Total Miles Available : 219,249

I’m a fairly rational person,