Following my last post, I received a few queries around DIY options. Many obviously still prefer to invest on their own and save the payment to financial advisors. Actually, it is not that difficult to DIY as long as you have time and interest to do proper research. In fact, it can be very fulfilling. But to many, time is a luxury and we need every second of it to do things that we enjoy most.

Many people are aware of the options available around equities investments. Stock markets, ETF, Unit Trust etc are readily available for retail investors. In US, you can even just buy 1 share of a listed company.

I get more questions around the options for fixed income investments and thus I will focus this blog on it.

In actual fact, for us living in Singapore, we have many options to consider. Let me name a