Dear Readers,

Thank you for coming here.

If we are asked how much money we need to be completely “Financially Free”, I am sure many will say “a huge amount”, like millions or billions or even an infinite amount. At least that was my answer until not long ago.

And that was a problem. That showed that I had not really thought about it and only had a very vague idea: I need a looooot of money.

What really got me into thinking about it was an article I read. That was an interesting article, in which the author split the population into 10 classes in China context. When describing the class with annual income 5-50 million RMB, the author stated (not exact words):

– Luxury was not an issue at all. Let’s say you spend 10K RMB a day and that is only 3M a year. Do not think spending 10K every day