Markets are volatile, parts of the world are in lockdown, and oil prices have plunged.

This is indeed an uncertain time for investors.

So what should we do now?

I can’t answer for everyone but I thought it would be useful to discuss the changes to my portfolio I’ve made since the crisis started.

This may be anti-climatic but I’ve done absolutely nothing to my portfolio.

I’ve not added any stocks nor sold any positions.

The reason is quite simple.

I’ve not added any stocks to my portfolio because I am saving the cash I have now to invest in my own business.

And I’ve not sold any stocks because my portfolio of stocks is resilient.

Most of the stocks in my portfolio have more cash than debt.

This means that these companies can pay off any fixed expenses while business is down and can