Recently I have been thinking a fair bit about our portfolio structure.
There are two types of portfolio: growth portfolio, and dividend portfolio.
As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don’t pay out dividends. Dividend portfolio on the other hand, are made up of dividend paying stocks like REITs, which is great especially for Singapore investors looking for REITs as a source of passive income.
Over the past 1 – 2 years since we really started to chart our financial goals, we have been actively buying Singapore stocks which are paying out decent dividends. This is because we are aiming towards an eventual S$5000 monthly passive income in the future so that we can retire reasonably well.
When we look at our portfolio composition late last year to even today, our Singapore stock holdings almost double our US stock holdings.
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