ETFs hold a special place in my heart. The first thing I invested in as a poor graduate with not much capital was the Straits Times Index (STI) exchange-traded fund (ETF). What drew me to ETFs was it allowed me to create a diversified portfolio with a small amount of investment capital. I also liked the daily liquidity of ETFs as like the name suggests, you can trade ETFs on the stock exchange like ordinary stock The low fees of ETFs appealed to me as well as they generally have lower fees compared to mutual funds. ETFs are also very versatile as you can invest in market indices like the S&P500 and into sectors like technology, health, consumer staples and investment trends. As much as the STI ETF has its merits, I was looking to diversify globally and the U.S. ETFs caught my eye. If you would like to add