Even though payday is still about a few days away and there’s still a week before end of May, I referenced to my spending habits for the past weeks and estimated my spending till the end of May to derive my saving rates.

While I already know my expenses would drop and savings go up, the huge jump in savings rate still startled me and nudged me to reconsider my pre-CCB lifestyle — How much of my spending was actually necessary?

During the circuit breaker, my main spending is just groceries and utilities. I’m staying with my parents so I don’t have to pay rent, working from home also means that I could eliminate commuting (around $150) and I don’t have option for CBD priced food where a meal cost around $10-20 for me. In addition, social distancing means I don’t get to hang out with friends for