This article will be heavily on several key technical topics related to creating a trading model. It's highly suggested for new readers to take a look at the following articles first before reading further. A data science approach to trend investing Is simplicity the best way of investing? If you are looking at a passive way of generating above-average returns as compared to most portfolios and have no intention of building your own portfolio, the suggestion is still the same. Buy the index (S&P 500). If you can afford a bit more time in managing your investments, you might like to follow some trend investing techniques in knowing when to alternate between buying the index and bonds during different market conditions. All of these have been briefly covered in the articles listed above. What this article is about is something different. It's about an entirely active way of portfolio management...