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Early Retirement Masterclass vs The i-Quadrant
By Llama Finance  •  June 9, 2020
New video up on LlamaFinance youtube channel here - https://www.youtube.com/watch?v=SWTR3MxgDcY This is a video made to compare and see whether investing into properties using i-Quadrant method or sticking to stocks and REITs is better with the ERM method by Dr Wealth.Assumptions were made in the video and it should be taken with a pinch of salt. However, I do feel it gives a good representation of potential returns, provided with the best circumstances. Let me know if I am missing anything in the short video. Meanwhile, remember to like, share and subscribe if you like such investigative finance videos. Meanwhile, will be going back to producing REIT videos. ~Mr Llama...
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By Llama Finance
Hi everyone! This is Mr Llama. Mrs Llama is my fiancee. I am in my late 20s. This is the tricky age where one is trapped between trying to save, and having to spend a huge sum on settling down. Yes, I am talking about Engagement, Wedding, and having a flat. It does not come cheap in Singapore.
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2 responses to “Early Retirement Masterclass vs The i-Quadrant”

  1. Lina says:

    Having personally invested in properties and stocks, taking loan on volatile instruments such as stocks is not recommended as taught by many “gurus” which I believe so in my investing experience. If the results are pretty close, I’ll choose property anytime.
    I was a seminar junkie and I have personally spent 5-figure sums into personal development, entrepreneurship, internet marketing, property and finance courses or programs etc. I also have a few good financial instruments that I invest in. Those that are seemingly deemed to be of higher risk, I’ll put in what I can afford to lose in worse case scenarios, but in my experience, my returns from these investments have way exceeded the cost of investing in multiples.
    I do like personal finance, insurance planning and retirement planning stuff. I also do have a blog http://beinspiredbeachampion.blogspot.com/ that I post occasionally and also talk about financial freedom stuff etc.
    But of course my blog is not as awesome as your blog. We can also meet up one day to share on new insights.
    Thank you for posting such cool stuff. Cheers! :)

    • Fred says:

      Having done both share and property investing for decades, I do badly in share investing whilst my properties allow me to retire early. Of course, it is not an equal or straight forward comparison.

      I was younger and tend to be aggressive, more like punting the stock market albeit sticking to blue chips yet doesn’t help to have any significant impact on growing my wealth. It has to do more on emotional aspect than being objective. Buy high and sell low seems to be the practice than what the gurus teach. And one needs to be knowledgeable and current in all aspects of the game. Some counters(like Hong Xing) simply disappear. Some like SIA, Hyflux, Semb Marine suffered heavily. Many gurus till today preach of holding long term!

      With properties, you need not be smart but just buy and tighten your belt and diligently pay off the mortgages. Mindset dictates that it is a long haul game. The values may sunk but less volatile, but the rents are more or less constant. Some properties were bought at peak of cycles like in 1997 and 1999, and did not see daylight for 12-15 years. Just collect rent as income.

      Today, as I look back, it was certainly property investment having the upper hand that increases my wealth and share investing is small change. Not so much on which is better but the mental approach towards these assets.

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